Plain Paycheck

Tax year 2026 · Federal & state tables · Computed in your browser

Quick amounts

Off, one home value runs through every state's rate, the same house priced state by state. On, each bar is the state's own median bill, what a typical owner there actually pays.

The same home, a very different yearly bill.

highest-to-lowest gap on a $400,000 home · 2026 rates

Highest, Illinois
$7,694
Lowest, Hawaii
$1,089
New Jersey, #2 of 51
$7,547
New Jersey effective rate
1.89%

Every state, ranked

Bar: annual bill on this home value

  1. 1
    Illinois
    $7,694/yr1.92% of value · typical $5,399
  2. 2
    New Jersey
    $7,547/yr1.89% of value · typical $9,358
  3. 3
    Connecticut
    $6,624/yr1.66% of value · typical $6,573
  4. 4
    New Hampshire
    $5,847/yr1.46% of value · typical $6,707
  5. 5
    New York
    $5,818/yr1.45% of value · typical $6,542
  6. 6
    Vermont
    $5,698/yr1.42% of value · typical $5,026
  7. 7
    Nebraska
    $5,685/yr1.42% of value · typical $3,739
  8. 8
    Texas
    $5,246/yr1.31% of value · typical $4,108
  9. 9
    Iowa
    $5,168/yr1.29% of value · typical $2,937
  10. 10
    Kansas
    $4,999/yr1.25% of value · typical $2,983
  11. 11
    Wisconsin
    $4,995/yr1.25% of value · typical $3,680
  12. 12
    Ohio
    $4,899/yr1.22% of value · typical $2,937
  13. 13
    Michigan
    $4,702/yr1.18% of value · typical $2,988
  14. 14
    Pennsylvania
    $4,631/yr1.16% of value · typical $3,214
  15. 15
    Rhode Island
    $4,289/yr1.07% of value · typical $4,886
  16. 16
    Alaska
    $4,224/yr1.06% of value · typical $3,976
  17. 17
    Minnesota
    $4,064/yr1.02% of value · typical $3,501
  18. 18
    South Dakota
    $4,061/yr1.02% of value · typical $2,940
  19. 19
    Massachusetts
    $4,004/yr1.00% of value · typical $6,080
  20. 20
    North Dakota
    $3,833/yr0.96% of value · typical $2,550
  21. 21
    Maryland
    $3,799/yr0.95% of value · typical $4,144
  22. 22
    Maine
    $3,630/yr0.91% of value · typical $3,103
  23. 23
    Missouri
    $3,178/yr0.79% of value · typical $2,021
  24. 24
    Washington
    $3,141/yr0.79% of value · typical $4,729
  25. 25
    Oregon
    $3,132/yr0.78% of value · typical $3,895
  26. 26
    Florida
    $3,016/yr0.75% of value · typical $2,993
  27. 27
    Oklahoma
    $3,011/yr0.75% of value · typical $1,672
  28. 28
    Georgia
    $2,976/yr0.74% of value · typical $2,554
  29. 29
    Indiana
    $2,954/yr0.74% of value · typical $1,798
  30. 30
    Kentucky
    $2,851/yr0.71% of value · typical $1,611
  31. 31
    Virginia
    $2,847/yr0.71% of value · typical $2,872
  32. 32
    California
    $2,828/yr0.71% of value · typical $5,369
  33. 33
    Montana
    $2,764/yr0.69% of value · typical $2,939
  34. 34
    Mississippi
    $2,619/yr0.65% of value · typical $1,221
  35. 35
    New Mexico
    $2,538/yr0.63% of value · typical $1,776
  36. 36
    District of Columbia
    $2,506/yr0.63% of value · typical $4,594
  37. 37
    North Carolina
    $2,455/yr0.61% of value · typical $2,044
  38. 38
    Wyoming
    $2,294/yr0.57% of value · typical $1,947
  39. 39
    Louisiana
    $2,127/yr0.53% of value · typical $1,187
  40. 40
    Arkansas
    $2,065/yr0.52% of value · typical $1,113
  41. 41
    West Virginia
    $2,063/yr0.52% of value · typical $881
  42. 42
    Colorado
    $1,969/yr0.49% of value · typical $2,828
  43. 43
    Utah
    $1,943/yr0.49% of value · typical $2,648
  44. 44
    Delaware
    $1,884/yr0.47% of value · typical $1,750
  45. 45
    Nevada
    $1,882/yr0.47% of value · typical $2,143
  46. 46
    Tennessee
    $1,790/yr0.45% of value · typical $1,488
  47. 47
    South Carolina
    $1,786/yr0.45% of value · typical $1,337
  48. 48
    Arizona
    $1,716/yr0.43% of value · typical $1,828
  49. 49
    Idaho
    $1,713/yr0.43% of value · typical $1,912
  50. 50
    Alabama
    $1,526/yr0.38% of value · typical $890
  51. 51
    Hawaii
    $1,089/yr0.27% of value · typical $2,385

Sorted by the annual property tax on a $400,000 home, highest first. The percentage is each state's effective rate, and "typical" is what a median-valued home there actually pays.

How this is measured

Property tax is the one big tax the paycheck calculators leave out, and for a good reason: it is charged on a home, not on a salary. There is no honest way to fold it into a take-home number. So it lives here, on its own, as a separate layer you can compare across states.

Two figures drive the ranking, both from the Census Bureau's American Community Survey. The first is the median real estate tax an owner-occupied household pays. The second is the median value of an owner-occupied home. Divide one by the other and you get an effective rate: the share of a typical home's value that goes to property tax each year. New Jersey and Illinois sit near the top around 1.9%. Hawaii sits at the bottom near 0.27%, though its high home values mean the actual bill is not the lowest.

The default view runs one home value through every state's rate, so you are comparing the same house priced state by state. That is where the spread is widest: a $400,000 home runs about $7,700 a year in Illinois and about $1,100 in Hawaii. Flip the toggle and each bar becomes the state's own median bill instead, which is closer to what a typical owner there actually writes a check for.

Every rate was checked against a second source. The Tax Foundation computes its own effective rate a different way, using aggregate taxes over aggregate value from the same survey, and the two agree within about 0.15 points on nearly every state. See how every number here is verified.

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