Take-home pay, computed in the open.
Take-home pay $2,284.40 per biweekly paycheck
per biweekly paycheck · single · Iowa · 2026 tables
- Gross / check
- $2,884.62
- Taxes / check
- $600.22
- Net / year
- $59,394
- Effective rate
- 20.8%
The stub, line by line
| Line item | Each paycheck | Per year |
|---|---|---|
| Gross pay | $2,884.62 | $75,000 |
| Federal income tax | −$295.00 | −$7,670 |
| Iowa income tax | −$84.55 | −$2,198 |
| Social Security | −$178.85 | −$4,650 |
| Medicare | −$41.83 | −$1,088 |
| Take-home pay | $2,284.40 | $59,394 |
Iowa has no city or county wage tax, but most school districts levy an income surtax (a percentage of your state income tax, up to 20%) and a handful of counties add a 1% emergency medical services surtax — neither is computed here.
How Iowa taxes a paycheck
Iowa taxes wages at a flat 3.8% for 2026 — unchanged from 2025, when SF 2442 collapsed the old graduated schedule (8.53% top rate as recently as 2022) into a single rate — and its return now starts from federal taxable income.
The 2026 Iowa standard deduction is $16,100 for a single filer and $32,200 for a married couple filing jointly.
Iowa has no city or county wage tax, but most school districts levy an income surtax (a percentage of your state income tax, up to 20%) and a handful of counties add a 1% emergency medical services surtax — neither is computed here.
Common salaries, translated
Sources
- Iowa Dept. of Revenue — IDR Announces 2026 Individual Income Tax and Interest Rates (2025-10-21): flat 3.8% for all taxable income in 2026 (SF 2442)
- Iowa Dept. of Revenue — 1040 Expanded Instructions, Line 02: Federal Taxable Income ('Enter your federal taxable income as reported on federal 1040, line 15')
- Iowa Dept. of Revenue — 1040 Expanded Instructions, Intro 6: Exemption Credits ($40 personal credit; 1 for single/MFS, 2 for MFJ/HOH; subtracted from tax)
- IRS — Tax inflation adjustments for tax year 2026 (standard deduction: single/MFS $16,100, MFJ $32,200, HOH $24,150)
- Iowa Dept. of Revenue — 1040 Expanded Instructions, Line 19: School District Surtax / Emergency Medical Services Tax (local surtax as % of state tax; EMS in a few counties)
- Iowa Legislature — Enrolled Senate File 2442 (2024): phases individual income tax to a single 3.8% rate beginning 2026
- Tax Foundation — 2026 Iowa Tax Rates & Rankings (flat 3.8% individual income tax)
- IRS Rev. Proc. 2025-32 — 2026 federal brackets and standard deduction
- SSA — 2026 Social Security wage base