Plain Paycheck

Tax year 2026 · Federal & state tables · Computed in your browser

Take-home pay, computed in the open.

per biweekly paycheck · single · Iowa · 2026 tables

Gross / check
$2,884.62
Taxes / check
$600.22
Net / year
$59,394
Effective rate
20.8%

The stub, line by line

Each paycheckPer year
Gross pay$2,884.62$75,000
Federal income tax−$295.00−$7,670
Iowa income tax−$84.55−$2,198
Social Security−$178.85−$4,650
Medicare−$41.83−$1,088
Take-home pay$2,284.40$59,394

Iowa has no city or county wage tax, but most school districts levy an income surtax (a percentage of your state income tax, up to 20%) and a handful of counties add a 1% emergency medical services surtax. Neither is computed here.

How Iowa taxes a paycheck

Iowa taxes wages at a flat 3.8% for 2026, unchanged from 2025, when SF 2442 collapsed the old graduated schedule (8.53% top rate as recently as 2022) into a single rate. Its return now starts from federal taxable income.

The 2026 Iowa standard deduction is $16,100 for a single filer and $32,200 for a married couple filing jointly.

Iowa has no city or county wage tax, but most school districts levy an income surtax (a percentage of your state income tax, up to 20%) and a handful of counties add a 1% emergency medical services surtax. Neither is computed here.

Common salaries, translated

Keep exploring

Property tax

A typical Iowa home pays $2,937 a year in property tax (Census ACS 2024 median).

Every state's typical bill

The map

Iowa keeps 79.2% of a $75,000 salary. The map colors all 51 at a glance.

Take-home pay map

Cost of living

Prices in Iowa run 11.2% below the national average.

Take-home adjusted for local prices

Iowa paycheck questions, answered

How much is $75,000 after taxes in Iowa?
About $59,394 a year, or $4,949.53 a month, for a single filer with no 401(k) on 2026 tables. The deduction lines: $7,670 federal income tax, $2,198 Iowa income tax, $5,738 FICA. The calculator above runs the same math on any salary.
What is the Iowa income tax rate for 2026?
A flat 3.8%: every taxable dollar sees the same rate. It applies after the Iowa standard deduction of $16,100 for a single filer. The figures come from the state's own published tables.
How much tax is taken out of a paycheck in Iowa?
At a $75,000 salary, about 20.8% all-in: federal income tax, Iowa income tax, Social Security, and Medicare. The share moves with income; the calculator recomputes it for any salary and filing status.
Does Iowa have local income taxes?
Iowa has no city or county wage tax, but most school districts levy an income surtax (a percentage of your state income tax, up to 20%) and a handful of counties add a 1% emergency medical services surtax. Neither is computed here.
Is this the exact amount my employer will withhold?
No, it is a planning estimate on 2026 tables. Actual withholding follows your W-4 elections, benefit premiums, and any local taxes, so individual paychecks can differ even when the year's total lands close.

Sources