Take-home pay, computed in the open.

Mississippi taxes wages at a flat 4% for 2026, with the first $10,000 of taxable income exempt — the Build Up Mississippi Act (HB 1, 2025) then steps the rate down 0.25 points a year to 3% by 2030 and toward eventual full elimination.

The 2026 Mississippi standard deduction is $2,300 for a single filer and $4,600 for a married couple filing jointly.

Mississippi allows a personal exemption of $6,000 per filer before its rate applies.

• Thomson Reuters Tax & Accounting — 'Mississippi Governor Signs Legislation Phasing Out Individual Income Tax' (HB 1 rate schedule: 4% for 2026 and prior, 3.75% 2027, 3.5% 2028, 3.25% 2029, 3% 2030+, on taxable income over $10,000)
• Tax Foundation — 2026 Mississippi Tax Rates & Rankings ('a flat 4.00 percent individual income tax rate on income above $10,000')
• LegalClarity — 'Mississippi Income Tax Elimination: How It Works' (year-by-year HB 1 schedule; married taxable income = gross − $4,600 SD − $12,000 exemption, then $10,000 zero bracket, not $20,000)
• LegalClarity — 'What Is Income Tax in Mississippi: Rates and Exemptions' (standard deduction $2,300/$4,600/$3,400/$2,300; personal exemption $6,000/$12,000/$8,000)
• Mississippi DOR — Form 80-105 Resident Individual Income Tax Return (exemption boxes: Single $6,000, Head of Family $8,000, Married Combined/Joint $12,000, Married Filing Separate $12,000)
• Justia — Mississippi Code § 27-7-21 (Exemptions allowed): single $6,000, married $12,000, head of family $9,500 (bundles built-in dependent), +$1,500 per dependent/age 65+/blind
• Mississippi DOR — 2025 Form 80-100 (Rev. 12/25) Resident/Non-Resident instructions & Tax Computation Schedule (first $10,000 excluded, single schedule applied to total taxable income for all statuses)
• IRS Rev. Proc. 2025-32 — 2026 federal brackets and standard deduction
• SSA — 2026 Social Security wage base