Take-home pay, county by county.
Take-home pay $2,161.66 per biweekly paycheck
per biweekly paycheck · single · Montgomery County, Maryland · 2026 tables
- Gross / check
- $2,884.62
- Taxes / check
- $722.95
- Net / year
- $56,203
- Effective rate
- 25.1%
The stub, line by line
| Line item | Each paycheck | Per year |
|---|---|---|
| Gross pay | $2,884.62 | $75,000 |
| Federal income tax | −$295.00 | −$7,670 |
| Maryland income tax | −$123.03 | −$3,199 |
| Montgomery County income tax | −$84.25 | −$2,190 |
| Social Security | −$178.85 | −$4,650 |
| Medicare | −$41.83 | −$1,088 |
| Take-home pay | $2,161.66 | $56,203 |
Nonresidents don't pay their work county's local rate. Maryland instead withholds an additional state tax at the lowest local rate (2.25%, Worcester County's rate) for nonresidents, not itemized here; this page models county residents only.
How Maryland counties tax a paycheck
Every one of Maryland's 23 counties plus Baltimore City levies its own mandatory local income tax, collected right alongside the state return, with no opting out and no county without one. Unlike Philadelphia's Wage Tax or Yonkers' surcharge, the Maryland county tax applies to the same Maryland taxable income figure the state itself taxes: gross wages, minus any 401(k) deferral, minus the state's own standard deduction and personal exemptions. Whatever lowers your Maryland state tax bill lowers your county tax the same way.
For 2026, 22 of the 24 charge one flat rate on all taxable income, ranging from 2.25% in Worcester County up to the statutory ceiling of 3.3% in Dorchester and Kent Counties. Anne Arundel and Frederick are the exceptions: both run their own tiered brackets that climb with income, with different thresholds for joint versus single filers. Nonresidents don't pay their work county's rate at all; Maryland instead withholds the statewide floor of 2.25%.
2026 Maryland county rates
| County | 2026 rate |
|---|---|
| Allegany County | 3.2% |
| Anne Arundel County | 2.7% – 3.2%* |
| Baltimore City | 3.2% |
| Baltimore County | 3.2% |
| Calvert County | 3.2% |
| Caroline County | 3.2% |
| Carroll County | 3.03% |
| Cecil County | 2.74% |
| Charles County | 3.03% |
| Dorchester County | 3.3% |
| Frederick County | 2.25% – 3.2%* |
| Garrett County | 2.65% |
| Harford County | 3.06% |
| Howard County | 3.2% |
| Kent County | 3.3% |
| Montgomery County | 3.2% |
| Prince George's County | 3.2% |
| Queen Anne's County | 3.2% |
| Somerset County | 3.2% |
| St. Mary's County | 3.2% |
| Talbot County | 2.4% |
| Washington County | 2.95% |
| Wicomico County | 3.2% |
| Worcester County | 2.25% |
* Anne Arundel and Frederick tier their rate by Maryland taxable income and filing status rather than charging one flat rate. Pick either county above to see the exact bracket math for your own numbers.
Maryland county paycheck questions, answered
- How much is $75,000 after taxes in Montgomery County, Maryland?
- About $56,203 a year for a single filer with no 401(k), on 2026 tables: $7,670 federal income tax, $3,199 Maryland income tax, $2,190 Montgomery County income tax, and $5,738 FICA, an effective rate of 25.1%. Pick a different county above to see how much it moves.
- Which Maryland county has the lowest local income tax?
- Worcester County at 2.25%, the lowest rate the state allows for 2026, and it's also the rate Maryland withholds from nonresidents statewide.
- Which Maryland county has the highest local income tax?
- Dorchester County and Kent County are tied at 3.3%, the statutory ceiling for 2026 set by the 2025 Budget Reconciliation and Financing Act. Kent's rate rose to that ceiling for 2026; Dorchester was already there.
- Do Anne Arundel and Frederick counties work differently from the rest?
- Yes. Every other Maryland county and Baltimore City charges one flat rate on all taxable income. Anne Arundel and Frederick instead run their own tiered brackets: the rate climbs as Maryland taxable income rises, and the thresholds differ for single/married-filing-separately filers versus married-filing-jointly/head-of-household filers. The calculator above applies the correct tier automatically.
- Is the county tax based on my income or my Maryland state tax?
- Your Maryland taxable income: the same figure, after the state standard deduction and personal exemptions, that Maryland's own income tax applies to. It is not a surcharge on your state tax bill and not based on gross wages before deductions.
- Is this the exact amount my employer will withhold?
- No. It is a planning estimate on 2026 tables. Actual withholding follows your W-4 elections and benefit premiums, so individual paychecks can differ even when the year's total lands close. Nothing you type here leaves your browser.
Sources
- Comptroller of Maryland: Withholding Tax Facts, January–December 2026 (official county local income tax rates, rev. 12/25)
- Tax Foundation: 2026 State Income Tax Rates and Brackets (Maryland)
- Comptroller of Maryland, Tax Alert: 2025 Legislative Session changes to standard/itemized deductions and state and local income tax rates
- IRS Rev. Proc. 2025-32: 2026 federal brackets and standard deduction
- SSA: 2026 Social Security wage base