Plain Paycheck

Tax year 2026 · Federal & state tables · Computed in your browser

New York vs. Connecticut: where a paycheck goes further

more kept in New York at $75,000 · single filer, no 401(k) · 2026

Keep at $75K in New York
$57,784
Keep at $75K in Connecticut
$57,743
Difference / month
$3.48
Difference at $150K
$722

What explains the gap

New York keeps more of a $75,000 salary than Connecticut. New York runs 9 brackets from 3.9% up to 10.9%. Connecticut runs 7 brackets from 2% up to 6.99%.

The gap is not constant across incomes: at a $50,000 salary, Connecticut actually keeps slightly more instead, because the two states' bracket schedules cross in that range. The table below shows every tested salary.

Employee-paid payroll programs add to the gap: New York runs NY PFL, NY SDI, while Connecticut runs CT Paid Leave (CTPL / PFML).

New York City and Yonkers residents also pay a local income tax (NYC 3.078–3.876%; Yonkers 16.75% of state tax). Each has its own calculator on this site. Connecticut levies no local, municipal, or county income taxes; only the state income tax applies to wages. Local income taxes are not included in the figures on this page.

This is a take-home-pay comparison only: cost of living, housing prices, property tax, and sales tax are out of scope and can easily outweigh the income-tax gap shown here.

Take-home pay, New York vs. Connecticut

New York Connecticut Extra kept in New York
$50,000 $40,005 $40,105 -$100
$75,000 $57,784 $57,743 $42
$100,000 $73,877 $73,705 $172
$150,000 $105,538 $104,816 $722
$200,000 $137,724 $136,530 $1,195

Single filer, no 401(k), 2026 federal and state tables. The direction above is not constant across every salary; see "What explains the gap" for where it crosses.

How each state's paycheck math differs

New York Connecticut
Effective all-in rate at $75,000 23.0% 23.0%
Top marginal state rate 10.9% 7.0%
State income-tax structure Progressive Progressive
Employee-paid payroll programs NY PFL, NY SDI CT Paid Leave (CTPL / PFML)

Quick answers

Is it cheaper to live in Connecticut than New York?
This page only compares take-home pay from wages; it does not account for housing, property tax, sales tax, or everyday cost of living, which can differ far more than the $42 income-tax gap shown here. At $75,000, New York take-home runs $42 a year higher than Connecticut's, but that says nothing about rent or home prices in either state.
How does New York tax wages differently than Connecticut in 2026?
New York runs 9 brackets from 3.9% up to 10.9%. Connecticut runs 7 brackets from 2% up to 6.99%.
How much more do I keep in New York at $100,000?
About $172 more a year in New York than Connecticut at a $100,000 salary, single filer, no 401(k): $73,877 take-home in New York versus $73,705 in Connecticut, after federal tax, FICA, and state tax.
Is this the exact amount my employer will withhold?
No. It is a planning estimate on 2026 tables. Actual withholding follows your W-4 elections, benefit premiums, and any local taxes, so individual paychecks can differ even when the year's total lands close. Nothing you type here leaves your browser.

Sources